Multiple victims have come forward with damning reports revealing that this page uses the guise of selling affordable pre-owned household furniture and electronics to systematically trap unsuspecting buyers into making untraceable financial transfers.
The Setup: Luxury Items at Giveaway Prices
Operating under the lucrative “declutter” niche on Instagram, abujadeclutter__ lures victims using stolen images of high-quality items—such as television consoles, refrigerators, and designer living room sets—purporting that the original owners are “relocating”.
Once a buyer shows interest via Direct Message (DM), the operators create intense false scarcity, pressuring the victim to make an immediate payment before someone else “snatches” the deal.
The Mule Account Details exposed
Investigation into multiple consumer complaints has linked the fraudulent page to a single, recurring destination account. If you are asked to pay into this account, do not proceed:
- Account Number:
1100091235 - Account Name: FRANCISCA FRANCIS CHIHURUMNANYA
- Bank:
KOLOMONI(Kolomoni Microfinance Bank / Cintrust MFB) - Scammer’s Phone: 09132806635
The Institutional Failure: Is Kolomoni Microfinance Bank Complicit?
What makes the abujadeclutter__ racket particularly alarming is the response—or complete lack thereof—from the hosting financial institution. Name now changed to BEST DECLUTTER IN ABUJA
Despite multiple distressed victims filing formal fraud complaints, presenting valid transaction receipts, and requesting emergency holds on the account, Kolomoni has reportedly refused to act, freeze the account, or initiate any form of refunds.
Under Central Bank of Nigeria (CBN) regulations, financial institutions are obligated to freeze accounts flagrantly accused of fraud upon receiving adequate reporting from an originating bank. Kolomoni’s calculated silence and failure to flag or blacklist Francisca Francis (Account: 1100091235) has raised serious questions about internal compliance.
A Possible Conspiracy?
The frequency with which this specific Kolomoni account is being utilized, combined with the bank’s administrative pushback against victims, has led to growing public suspicion of institutional collusion or a “conspiracy.”
When digital microfinance platforms and fintech banks consistently ignore heavy traffic of fraudulent inflows without shutting down the account or cooperating with law enforcement, they transition from passive platforms to active enablers of cybercrime. By allowing the account to remain operational, Kolomoni is essentially providing a safe haven for stolen funds to be laundered or withdrawn.
What Affected Victims Must Do Immediately
If you have fallen victim to abujadeclutter__ and sent funds to the Francisca Francis account, do not rely on Kolomoni’s customer care team alone. Take these escalating actions:
1. File an Official Report with your Bank: Visit your bank’s nearest physical branch or contact their fraud unit. Request them to log an official inter-bank fraud complaint directly against Kolomoni Bank to trigger a formal tracking log.
2. Report to the FCCPC and CBN: Escalate Kolomoni’s negligence by filing a formal complaint to the Federal Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria ([email protected]), explicitly stating that the microfinance bank is shielding a reported fraudulent account.
3. Mass Report the IG Handle: Navigate to the Instagram handle abujadeclutter__, click the three dots, select “Report,” choose “Scam or Fraud,” to force Instagram’s automated system to take down the page.
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Disclaimer: This article is published as a public interest consumer warning based on external reports, victim statements, and transaction receipts submitted by affected users. This blog does not claim a definitive criminal verdict but urges regulatory authorities and financial institutions to investigate the matter thoroughly to ensure consumer protection.
